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Iowa
Contractor License Bonds

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What Is an Iowa Contractor License Bond?

An Iowa contractor license bond is a surety bond that holds contractors financially liable for following state or local licensing laws when working on a job. These bonds protect the public from harm due to fraudulent, unethical or negligent conduct by an Iowa contractor.

Who Needs an Iowa Contractor Bond?

Per Iowa Code Chapter 91C, non-resident contractors must file a $25,000 out-of-state contractor bond to be registered to work in Iowa. This bond ensures that out-of-state contractors pay all taxes in-full and on-time.

Plumbing, mechanical and HVAC contractors also need a $5,000 surety bond to work anywhere in the state according to Iowa Code Chapter 105.19.

Various cities and counties in Iowa also require local contractor licensing bonds. Use the dropdown above to find the bond you need.

How Much Do Iowa Contractor Bonds Cost?

Most Iowa contractor license bonds cost $75–$125 per year and are available for instant online purchase. Select your bond below to checkout in minutes.

Iowa out-of-state contractor bonds start at $500. Exact pricing varies per applicant based on credit score and other qualifications. Apply now to get your free quote.

Bond Type
$25,000Out of State Contractor Tax Bond
$5,000Plumbing and Mechanical Systems Bond
$10,000City of Bettendorf Contractor Bond
$10,000City of Blue Grass Contractors Code Compliance Bond
$10,000City of Council Bluffs Contractor Bond
$5,000Davenport License and Permit BondBond for Electrical, Mechanical, Plumbing and Sign Contractors
$25,000Davenport License and Permit BondBond for General Contractors
$10,000City of Davenport Street and Sewer Contractor Bond
$10,000City of Des Moines Waste Hauling Contractor Bond
$10,000City of Eldridge Contractor Bond
$5,000City of Fort Dodge Contractor Bond
$10,000City of Johnston Contractor Bond
$1,000-$25,000City of Newton Contractor Bond
$10,000City of Oelwein Contractor Bond
$10,000City of Sioux City Contractor Bond
$15,000Clarke County Contractor License Bond
$5,000Floyd County Septic Maintenance and Installer License Bond

If you need a surety bond for a location not listed, call 1 (800) 308-4358.

Need a Construction Bond for a Project in Iowa?

You may also need a payment bond, performance bond or other type of contract bond for certain construction projects in Iowa. These protect the public and project owners from contractors who default or fail to uphold their contracts in any way. 


If you work outside of Iowa, we also offer contractor license bonds nationwide.

How to Get a Iowa Contractor Bond

With SuretyBonds.com, you can get most Iowa contractor license bonds instantly online. Simply find the bond you need and enter your information. You’ll receive your official bond confirmation via email in minutes. 

Non-resident contractor license tax bonds require a quick application review to determine pricing. Apply online to get your free quote within one business day. 

How Fast Can I Get My Bond?

SuretyBonds.com offers the fastest and easiest way to get contractor bonds in Iowa. You can purchase most Iowa contractor license bonds online 24/7 with instant digital delivery. If your obligee requires the original bond form with wet signatures, we offer an overnight shipping option.

How Do Iowa Contract Bonds Work?

Iowa contractor bonds protect consumers who could be harmed by defective construction or other license noncompliance as well as any unpaid employees, subcontractors, or suppliers. 

If you break the bond terms, the surety company will pay valid claims to harmed parties up to the full bond amount, which you must then reimburse in full.

Who Regulates Iowa Contractor Licensing?

The Iowa Division of Labor enforces licensing requirements for contractors applying for a state license. If you have questions about your application or the status of your license, call the Contractor Registration Program at 1 (515) 242-5871.

How to Get a Contractor License in Iowa

To become a licensed contractor in the state of Iowa, you'll need to apply for approval with the Iowa Division of Labor (DOL). Follow these six steps to apply for your Iowa contractor license:

  1. Fill out the Contractor Registration Application/Renewal (Form 500-001).
  2. Register with the Iowa Workforce Development.
  3. Choose your license type. 
  4. Request an unemployment insurance account number.
  5. Pay the $50 registration fee.
  6. Purchase and file a surety bond, if required.

You must also be licensed and bonded with any city that enforces its own contractor compliance registration requirements. Before starting a project in a new area, contact the local city government about their license requirements. 

More Resources

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