An Alabama bonded title is a legal document that establishes vehicle ownership when the original title is unavailable or can not be transferred. It allows individuals who purchase a vehicle without a proper title to obtain legal ownership.

Alabama title bonds protect the state and future vehicle owners from financial losses or damages. Continue reading for step-by-step instructions, application costs and bonding information.

Who Needs an Alabama Bonded Title?

Alabama state code requires individuals without proof of vehicle ownership to file a surety bond. Typically, you’ll need an Alabama bonded title under any of these conditions:

You did not receive a title when you bought the vehicle.
The title you received was incorrectly assigned to you.
You received a title but lost it before transferring it into your name.

How to Get a Bonded Title in Alabama

Simply follow the steps below to apply for your Alabama bonded title.

Step 1. Contact the Alabama DMV

The Alabama Department of Revenue’s Motor Vehicle Division typically requires a bonded title for the cases mentioned above. To confirm your eligibility for a bonded title, contact your local Department of Motor Vehicles (DMV) office.

Step 2. Request a vehicle records search

Ask your DMV to check for any existing vehicle records or confirm a clean record. If your vehicle has a lien, you might need to contact the former owner.

Step 3. Request a bonded title application

Next, request a title surety bond form (MVT 10-1A) through the MyDMV online portal.

You’ll need to provide ONE of the following proof of ownership documents:

Original outstanding title (stamped SURRENDERED)
Bill of Sale containing the VIN
Most current registration in your name
Insurance settlement
Foreclosure deed (Manufactured Homes only)
ALVIN title application from an inactive dealership

The Department of Revenue will review your request and, if approved, respond with the form and your required bond amount.

Step 4. Purchase an Alabama title bond

Once the state confirms the bond amount you need, buy your Alabama certificate of title bond. Your premium cost will be based on your vehicle value and bond amount, starting at $100 for the three-year term.

Step 5. Submit your application and bond

Finally, submit your bond and application documents through MyDMV or at your local DMV office to receive your bonded title.

How Much Does an Alabama Bonded Title Cost?

Alabama defective title bond costs start at just $100, but exact prices vary based on the bond amount. Your bond amount must be 1.5 times the vehicle value.

You’ll also need to pay the $15 title application fee for motor vehicles or $20 for manufactured homes. Some counties and officials may charge additional processing fees.

Do I Need to Renew My Bonded Title?

No, your Alabama bonded title will expire three years from the effective date and won’t require renewal. As long as there are no pending claims, your bond will be returned and the DMV will issue a standard title.

How to Get an Alabama Bonded Title