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Missouri
Public Adjuster Bond

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Coverage Amount: $1,000 - $10,000
Term Length: 1 year
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What Is a Missouri Public Adjuster Bond? 

The Missouri Department of Insurance requires a $1,000 surety bond for public adjuster solicitors and a $10,000 bond for licensed public adjusters. These bonds ensure public adjusters and solicitors are held liable for following industry regulations.  

  • Licensed Public Adjuster: Any persons, partnership, association or corporation intending to be licensed
  • Public Adjuster Solicitor: Any individual employee of a licensed public adjuster

How Much Do Public Adjuster Bonds Cost?

You can buy a $1,000 or $10,000 public adjuster bond instantly online for $50. Or, you can save up to 25% by selecting a multi-year term. Get your bond in minutes — no application or credit-check needed!

Bond Type
$1,000Public Adjuster BondPublic Adjuster Solicitor
$10,000Public Adjuster BondLicensed Public Adjuster

How Does a Missouri Public Adjuster Bond Work? 

By purchasing this bond, you enter a legally-binding contract between three parties:

  • Obligee: The Missouri Department of Insurance
  • Principal: You, the licensed public adjuster or public adjuster solicitor 
  • Surety: The entity providing the bond

If a public adjuster is guilty of fraudulent or prohibited practices according to Chapter 325 of the Missouri Revised Statutes, a claim can be made to recover damages. 

How Do I Get a Public Adjuster Bond in Missouri?

To apply for and purchase your Missouri public adjuster bond, complete the following steps:

  1. Buy online through our secure payment portal
  2. Get your bond instantly by email
  3. File your bond with the Department of Insurance

How to Become a Public Adjuster in Missouri

To become a public adjuster in Missouri, follow these basic steps:

  1. Pass the state examination
  2. Submit your surety bond in the proper amount
  3. Complete and submit the proper application form 
  4. Pay the $100 application fee

Licensing requirements may differ based on resident status. Non-residents may have additional requirements, so be sure to check with the Missouri Department of Insurance. For more detailed information, refer to the resources listed below. 

More Resources

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