Washington
Insurance Broker Bond

400,000+ Bonds issued to 250,000+ satisfied customers.

Coverage Amount: $2,500 - $100,000
Term Length: 1 year
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Washington Insurance Broker Bonds

In Washington, insurance brokers must be bonded to ensure they adhere to regulations and properly handle premiums and funds.

Bond Overview

  • Purpose: To ensure brokers comply with state laws and manage premiums properly 
  • Who Needs It: Resident insurance producers placing insurance without an agent appointment
  • Regulating Body: Washington Office of the Insurance Commissioner
  • Required Amount: $2,500–$100,000
  • Premium Rates: $100 

Keep scrolling to learn how the bonding process works.

What Is a Washington Insurance Broker Bond? 

A Washington insurance broker bond is a type of surety bond that protects consumers from harm caused by unethical brokers. This bond is required by the state to guarantee brokers meet the following obligations:

  • Comply with all state laws and insurance regulations
  • File accurate reports and documentation
  • Pay all applicable taxes, fees and premiums on time

The bond provides financial security for consumers and the state in the event of misconduct.

How Much Do Insurance Broker Bonds Cost in Washington?

Washington insurance broker bonds cost a flat rate of $100 for a one-year term. Select your bond type below to purchase and receive your official bond in minutes. 

Bond Type
$2,500Insurance Broker Bond
$2,501-$100,000Insurance Broker Bond5% of premiums brokered during previous calendar year

SuretyBonds.com offers the lowest available rates available from our nationwide network of providers.

How Does a Washington Insurance Broker Bond Work?

By purchasing this type of bond, you enter a legally-binding contract between three parties:

  1. Principal: You, the insurance broker purchasing the bond
  2. Obligee: The Washington State Office of the Insurance Commissioner requiring the bond
  3. Surety: The provider issuing the bond

If you fail to uphold the bond terms, harmed parties can file claims up to the full bond amount. The surety will pay any valid claims, but you must ultimately reimburse the surety.

How Do I Get an Insurance Broker Bond in Washington?

SuretyBonds.com provides the fastest and easiest way to get a Washington insurance broker bond. To get started, simply select your bond amount above to purchase your bond directly online. 

We’ll deliver your official bond form in minutes via email. Sign and file the bond with the Washington Office of Insurance Commissioner. 

How Do I Renew My Bond?

You must renew your Washington insurance broker bond before the current one-year term ends. These bonds are continuous until canceled, so you just need to pay your renewal invoice to remain active for another term. 


Check out our How to Renew Your Surety Bond page for more information.

How to Become an Insurance Broker in Washington

To get your Washington insurance license, follow these steps:

  1. Complete Prep Course: Prelicensing education isn’t required, but is highly recommended.
  2. Pass Exam: After your prep course, schedule and take the state licensing exam.
  3. Apply for License: Once you pass the exam, apply for your license online through NIPR.
  4. Get a Surety Bond: Purchase and file a surety bond.
  5. Submit Fingerprints: Complete fingerprinting as required.

Once approved, you’ll receive your official license to operate as an insurance broker in Washington!

Call 1 (800) 308-4358 to talk with a Surety Expert