Wisconsin Motor Vehicle Lost Vehicle Title Bond
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How Much Does a Wisconsin Lost Title Bond Cost?
Wisconsin lost title bond costs start at $100 for the state-required 5-year term. The exact cost will vary depending on the surety bond amount required by the Wisconsin Department of Transportation.
- Bond amounts up to $6,000 cost $100
- Bond amounts from $6,001 to $50,000 cost $15 for every $1,000 of coverage, starting at $100
- Bond amounts more than $50,000 must be reviewed by an underwriter for pricing, starting at $750
How Do I Get a Wisconsin Certificate of Title Bond?
You can purchase your Wisconsin certificate of title bond online 24/7. You must provide the following information for Department of Transportation approval.
- Vehicle owner name
- Address
- Vehicle identification number (VIN)
- Year
- Make
Once your payment is received, your official title surety bond documents will be delivered to your email instantly.
How Fast Can I Get a Lost Title Bond?
SuretyBonds.com offers instant Wisconsin certificate of title bond delivery 24/7. Purchase now to receive your official title surety bond delivered in minutes by email.
Note: If your bond amount is higher than $25,000, your purchase order will be reviewed by a team member before your documents are emailed.
What is a Wisconsin Motor Vehicle Lost Title Bond?
Wisconsin Statue 342.12 requires individuals who own vehicles with missing titles file a surety bond to verify ownership for registration. The bond form is titled "Wisconsin Motor Vehicle Lost Title Bond," but most people refer to these bonds as "certificate of title bonds" or just "title bonds" The title surety bond protects any prior owner or subsequent purchaser from expenses, losses, or damages resulting from certificate of title issuance.
Why Do You Need a Wisconsin Lost Vehicle Title Bond?
By filing a Wisconsin certificate of title bond, you verify you're the sole legal owner of your vehicle. If this is not the case and a valid claim is filed against your bond, the surety company will pay harmed individuals up to the full bond amount, which you must reimburse as the bonded vehicle owner. The following vehicle types are eligible for a bonded title.
- Automobiles
- Sports utility vehicles (SUVs)
- Light trucks less than 8,000 pounds
- Farm trucks less than 12,000 pounds
- Motorcycles
- Mopeds
- Campers and mobile homes under 40 feet
A Wisconsin certificate of title bond is required for vehicle registration. If you plan to sell vehicles, a Wisconsin motor vehicle dealer bond is required.
Who Registers Vehicles in Wisconsin?
The Wisconsin Department of Transportation enforces registration requirements for missing vehicle titles. If you have questions about your bonded title application, call 1(608)264-7447 or contact your local DMV Customer Service Center.
How Do I Determine My Bond Amount?
Wisconsin statute requires your bond amount be 1.5 times your vehicle value as determined by the Department of Transportation. If you need help determining your required bond amount, contact the DOT before purchasing your bond.
How Do Wisconsin Bonded Title Applicants File Your Bond?
You'll submit your Wisconsin title bond along with your bonded title application, which you can do online using the state's eMV Public Online Title and Registration Application or by mail.
Wisconsin Department of Transportation
PO Box 7949
Madison WI 53707-7949
How Do I Update or Change My Lost Title Bond Form?
If the Wisconsin Department of Transportation requires your car title bond documentation to be updated for any reason, contact your surety provider. If you purchased your bond from SuretyBonds.com, email [email protected] to explain the needed change.
The most common changes for these bonds are the vehicle owner's name or specific vehicle information.
Do Wisconsin Bonded Titles Expire?
Yes, Wisconsin motor vehicle lost title bonds expire 5 years from issuance and do not renew.
How Do You Get a Bonded Title in Wisconsin?
- Review the Wisconsin car title restrictions.
- Complete your replacement title application.
- Purchase your Wisconsin title bond in the correct required bond amount.
- Submit your bonded title application package with payment for applicable fees.
The state advises to use the eMV Public Online Title and Registration Application to have your bonded title application reviewed in 3 days or less. You can also mail your bonded title application, but the state advises mailed applications are reviewed within 14 days.
Find step-by-step licensing instructions in our How to Get a Bonded Title in Wisconsin guide.
Have Questions?
Call 1 (800) 308-4358 to talk with a Surety Expert today.
