How Much Does a $100,000 Surety Bond Cost?
Surety bond premiums are calculated as a small percentage of the bond amount. $100,000 surety bonds typically cost 0.5–10% of the bond amount, or $500–$10,000.
Highly qualified applicants with strong credit might pay just $500 to $1000, while an individual with poor credit will receive a higher rate.
| Bond Amount | Over 675 | 600–675 | Under 599 |
|---|---|---|---|
$100,000 | $500–$3,000 (0.5–3%) | $3,000–$5,000 (3–5%) | $5,000–$10,000 (5–10%) |
*This table provides general estimates. Bond pricing fluctuates due to various factors. | |||
Remember, these are general estimates. Other factors — including the bond type, industry experience, home ownership and business financials — can also impact your rate.
Determine your exact surety bond cost by requesting a free quote today. Or, use our Surety Bond Cost Calculator to estimate your premium.
Where to Purchase a $100,000 Surety Bond
You can purchase your $100,000 bond online with SuretyBonds.com — the nation’s top surety provider. We offer the industry’s best service, fastest delivery and most affordable bond prices with no hidden fees. Apply now!
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Most Common $100,000 Surety Bonds
States and municipalities require different types of surety bonds for business owners, licensed professionals and individuals. Here are the most common types of surety bonds that require $100,000 in coverage:
Auto Dealer Bonds
Licensed motor vehicle dealers in states including Arizona, Nevada and New York need $100,000 in surety coverage to insure customers against fraud.
Business Service Bonds
Small business owners and cleaning companies often purchase a $100,000 surety bond before working in commercial locations such as banks and hospitals.
ERISA Fidelity Bonds
ERISA bonds protect employee 401(k) funds from fraud or theft. Each plan administrator must hold a bond amount of at least 10% of the funds they handle.
Credit Service Organization Bonds
Certain states require licensed credit repair companies to purchase surety bonds. $100,000 CSO bonds are required in California, Illinois, Louisiana, Maryland, Nevada and Utah.
Mortgage Professional License Bond
Mortgage brokers, lenders, servicers and loan originators in some states need to buy a $100,000 bond. Surety bonds protect customers from fraud and wrongful practices by licensed mortgage professionals.
Do $100,000 Bonds Require Underwriting?
Not always. Some surety bonds are instantly issued at a set price, while others require underwriting review to determine pricing for individual applicants. The price of underwritten $100,000 bonds will vary depending on risk.
How to Get a $100,000 Surety Bond with Bad Credit
Low credit? No problem. SuretyBonds.com approves 99% of applicants with our Bad Credit Surety Bonding Program. While lower credit may result in a higher annual premium between 3–10% of the bond amount, we’ll work with the nation’s top providers to find the best price for your $100,000 bond.
If you improve your credit score over time, you may qualify for a lower premium rate when your bond is up for renewal.
