How Much Does a $25,000 Surety Bond Cost?
Surety bond premiums are calculated as a small percentage of the bond amount. $25,000 surety bonds typically cost 0.5–10% of the bond amount, or $125–$2,500.
Highly qualified applicants with strong credit might pay just $125 to $250, while an individual with poor credit will receive a higher rate.
| Surety Bond Amount | Over 675 | 600–675 | Under 599 |
|---|---|---|---|
$25,000 | $125–$750 (0.5–3%) | $750–$1,250 (3–5%) | $1,250–$2,500 (5–10%) |
*This table provides general estimates. Bond pricing fluctuates due to various factors. | |||
Remember, these are general estimates. Other factors — including the bond type, industry experience, home ownership and business financials — can also impact your rate.
Determine your exact surety bond cost by requesting a free quote today. Or, use our Surety Bond Cost Calculator to estimate your premium.
Where to Purchase a $25,000 Surety Bond
You can purchase your $25,000 bond online with SuretyBonds.com — the nation’s top surety provider. We offer the industry’s best service, fastest delivery and most affordable bond prices with no hidden fees. Apply now!
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Most Common $25,000 Surety Bonds
States and municipalities require different types of surety bonds for business owners, licensed professionals and individuals. Here are the most common types of surety bonds that require $25,000 in coverage:
Business Service Bonds
Small businesses that work in residential homes often purchase a $25,000 surety bond to protect against employee theft. Premiums are a flat rate of $175.
Contractor Licensing Bonds
General contractors in several cities and states, including California, Illinois and Minnesota, need to file a $25,000 contractor license bond.
Mortgage License Bonds
Mortgage professionals in states including Colorado and South Carolina need to buy a $25,000 bond. This protects customers from unethical mortgage practices.
Travel Agent Bonds
Travel agencies in states such as Florida often need to buy a $25,000 bond to meet licensing requirements. Pricing starts as low as $250.
Do $25,000 Bonds Require Underwriting?
Not always. Some surety bonds are instantly issued at a set price, while others require underwriting review to determine pricing for individual applicants. The price of underwritten $25,000 bonds will vary depending on risk.
How to Get a $25,000 Surety Bond with Bad Credit
Low credit? No problem. SuretyBonds.com approves 99% of applicants with our Bad Credit Surety Bonding Program. While lower credit may result in a higher annual premium between 3–10% of the bond amount, we’ll work with the nation’s top providers to find the best price for your $25,000 bond.
If you improve your credit score over time, you may qualify for a lower premium rate when your bond is up for renewal.
