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North Carolina
Mortgage License Bond

400,000+ Bonds issued to 250,000+ satisfied customers.

Coverage Amount: $10,000 - $500,000
Term Length: 1 year
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North Carolina mortgage industry bonds ensure that licensed mortgage professionals follow state laws and industry regulations. These surety bonds protect consumers from illegal and unethical mortgage lending practices. 

How Much Does a Mortgage Bond Cost in North Carolina?

Bond requirements for mortgage professionals in North Carolina vary based on the license type and annual loan volume. The cost of a North Carolina mortgage industry license bond is typically a small percentage of the total bond amount. 

We work with the nation’s top surety providers to offer the lowest mortgage bond prices available. Qualified applicants often pay a rate of just 0.75–3% of the bond amount. However, pricing may vary based on personal credit score. 

Select the bond you need to get a free quote with no hidden fees: 

Bond Type
$150,000Mortgage Lender BondUp to $10,000,000 in mortgage lending
$250,000Mortgage Lender Bond$10,000,001-$50,000,000 in mortgage lending
$250,000Mortgage Lender Bond$50,000,001+ in mortgage lending
$150,000Mortgage Servicer Bond Up to $10,000,000 in loan servicing
$250,000Mortgage Servicer Bond $10,000,001-$50,000,000 in loans serviced
$500,000Mortgage Servicer Bond $50,000,001+ in loans serviced
$75,000Mortgage Broker Bondloans between $0 and $10,000,000
$125,000Mortgage Broker Bondloans between $10,000,001 and $50,000,000
$250,000Mortgage Broker Bondloans exceed $50,000,000
$10,000Loan Broker Bond

Where to Buy a North Carolina Mortgage Industry License Bond

The easiest way to get a North Carolina mortgage license bond is through SuretyBonds.com. With our industry-leading technology and service, we issue bonds faster than any other surety provider. 

Need to be bonded in multiple states? SuretyBonds.com is licensed to issue mortgage license bonds in all 50 states. 

How Do I Get a Mortgage Bond in North Carolina?

You can get your North Carolina mortgage license bond quickly and easily with SuretyBonds.com. Just follow these four steps: 

  • Step 1: Apply for your bond online
  • Step 2: Receive a free quote within one business day (some bonds are available for instant purchase) 
  • Step 3: Pay for your invoice online or over the phone
  • Step 4: File the bond with the North Carolina licensing office

We file most mortgage bonds electronically with the NMLS on the principal’s behalf. If your obligee requires the original document, select two-day, next-day or overnight shipping for your physical bond form. 

How Do I Renew My Mortgage Bond?

You must renew your North Carolina mortgage license surety bond whenever the current term expires. Once you pay your SuretyBonds.com renewal invoice, you'll receive an email with instructions on how to keep your bond and license active with the NMLS.

How Do North Carolina Mortgage License Bonds Work? 

A North Carolina mortgage surety bond ensures that mortgage lenders, servicers and brokers will operate ethically and lawfully. If they fail to do so, harmed parties can file a claim to recover damages. The surety provider will pay the claim amount and the bondholder must reimburse the surety.


Learn more in our Guide to Surety Bonds for Mortgage Professionals.

Call 1 (800) 308-4358 to talk with a Surety Expert

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